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The low-cost 401(k) for growing businesses 

The 401(k) built for the future

The 401(k), redefined. Offer your employees the low-cost 401(k) they really want, including access to cryptocurrency, low fees, and more. 

Special offer: Sign up by Nov. 30 and get 3 months of fees waived.

Growing businesses love us here’s why

Access to digital assets

Employers can gain a recruiting edge by providing access to digital currencies - powered by Coinbase Institutional.


We charge zero setup fees, and can save businesses on 401(k) plan costs.

Our customers see an average participation rate of 85%, and an average savings rate of 9.2%.1

Happier Employees


ForUsAll is

on a mission

We’re dedicated to helping your employees grow their retirement savings, and to saving you time in the process. Built for small and medium-sized businesses, ForUsAll handles all the details for you - including plan administration, compliance, investment management, employee communications, and advisory services.

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$1.7 Billion

We’re here to unlock the $7 Trillion dollars in retirement funds across America, and while we already manage more than $1.6 billion, we’re just getting started.

80,000+ Participants

We help Americans from every age group and every walk of life manage their financial future. With Alt401(k), you have a team of personal financial advisors at your fingertips.

Decades of Experience

Our company was founded in 2012 by the same team that helped build Edelman Financial Engines, the largest registered investment advisor in the country.

I love that ForUsAll fully integrates with our payroll provider, making enrollment a snap for our employees. Their portal is easy to navigate and their Customer Support team is quick to respond.

– Melissa, Director of Operations | Queen Consulting Group

Expert Guidance

Our clear, engaging communications let your employees know what to do and when. And our award-winning virtual advisor Dave provides interactive guidance in English and Spanish.

Audit coverage + $5 million guarantee 2

Our $5M professional liability insurance policy keep you covered, regardless of your plan size. And our annual reporting services mean you’re always audit-ready.

Peace of Mind

Save time by letting us handle payroll integrations and plan administration. Our automated maintenance will find and correct errors before they cause problems.

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We automate daily plan administration and provide high-touch support and guidance to your employees. From payroll integration and onboarding, to taking fiduciary 3(16) and 3(38) responsibility for your plan, our end-to-end solution makes your retirement plan easier than ever.

Let us run your plan, so you can run your business.


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Cryptocurrency trading involves high risk, and is not suitable for all investors. Before deciding to trade cryptocurrencies, tokens, or any other digital asset you should carefully consider your investment objectives, level of experience and risk appetite.

1. Participation and savings rates results represent clients following ForUsAll best practices, as of July 2022. Results are averaged, and do not reflect or guarantee rates at individual companies.
2. ForUsAll carries $5M in professional liability insurance coverage that covers our ERISA fiduciary services.